AnnualCreditReport.com is the official site to help consumers to obtain their free credit reports. This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
You may request your free credit report online, by phone or through the mail. Free credit reports requested online are viewable immediately upon authentication of your identity. Free credit reports requested by phone or mail will be processed within 15 days of receiving your request.
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