KEEPING A CLEAN credit record is imperative these days. Unfortunately, the task of ensuring one's credit record remains fraud-, identity theft- and mistake-free, can feel like a next-to-impossible feat.
That's where credit-monitoring services come in — they promise to do all the legwork for you. For $10 to $15 a month, these services, which are offered by credit reporting bureaus, banks and other third-party companies, provide customers with unlimited access to their credit report and score, plus e-mail notifications should any significant changes occur (be it a late payment or a new account opened in your name). Some even vow to reimburse for losses incurred fighting identity theft.
Link: http://www.smartmoney.com/deal-of-the-day/index.cfm?story=20080714-credit-monitoring-services&cid=1122&hpadref=1
Source: SmartMoney
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Democratic presidential candidate Barack Obama is the latest high-profile victim of a personal data breach, after three State Department employees gained unauthorized access to his passport files .
Link: http://www.darkreading.com/document.asp?doc_id=148940
Source: DarkReading
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It seems that we constantly are hearing horror stories about the perils of rampant identity fraud. However, a recent survey seeks to set the record straight by saying that in the United States, the problem actually is decreasing.
Link: http://news.cnet.com/Debunking-myths-about-identity-fraud/2010-1029_3-6156841.html
Source: CNET
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Are you terrified about identity theft yet? If not, consider this: It could get you killed - At least that's what John Gardner, a smooth-talking lawyer and spokesman for a company called Pre-Paid Legal Services, would have you believe.
Link: http://money.cnn.com/2005/08/22/pf/idtheft_0509/
Source: CNN Money
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ID-theft insurance and credit monitoring services may seem like great safeguards. Find out why some experts disagree.
Link: http://www.kiplinger.com/magazine/archives/2008/04/do-i-need-id-theft-insurance-or-credit-monitoring-service.html
Source: Kiplinger.com
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